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Using your Health Insurance

GREAT QUESTION!

I'm an out of network provider for most insurance companies. To determine if you have mental health coverage through your insurance carrier, the first thing you should do is call them. The number to call is on the back of the card of your health insurance. Therapy services may be covered in full or partially by your health carrier or employee benefit plan. Most plans reimburse between 20% and 80%. Check your coverage and contact your provider. Some helpful questions to ask are:

 

  • Do I have mental health benefits?

  • What is my deductible and has it been met?

  • How much does my plan cover for an out-of network provider?

  • What is the procedure for reimbursement?

Although I don’t participate directly in any insurance plans, I will support you in the reimbursement process by providing you with a superbill of services. A superbill is an itemized invoice with details about the services I provide including diagnostic codes, dates of services, cost of each session, and information about my license, tax identification number, and National Provider Identifier Standard (NPI) to seek reimbursement from your insurance plan. For more information about rates and services, please contact me directly.

Payment is due at the time of services rendered and I accept cash, checks, and all major credit cards. Please be aware that sessions must be cancelled 24 hours in advance or the full fee will be charged.

 

If you have additional questions, please feel free to contact me directly at 561.305.2497 or email me at carolinagaviriamhc@gmail.com. I will provide a FREE 20 minute phone consultation to answer your questions and determine if we can work together!

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